
How to Freeze Your Credit at All Three Bureaus
A three-part checklist for placing, confirming, and safely storing a credit freeze with Equifax, Experian, and TransUnion.
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One situation per guide. No product reviews, no generic cybersecurity filler, and no legal-outcome promises.

A three-part checklist for placing, confirming, and safely storing a credit freeze with Equifax, Experian, and TransUnion.

Both are free, but they work differently. Choose based on whether you want to restrict new-credit access or add identity checks while keeping the file available.

Unfreeze only the credit file and time window you need, then verify that protection is back in place.

Use an extended fraud alert after confirmed identity theft when you want lenders to take extra steps to verify new-credit applications in your name.