How to Report Identity Theft to the FTC at IdentityTheft.gov
What the federal reporting process does, what to gather before you start, and how the resulting report fits into recovery.
8–12 min readRead guide →
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Reporting
One situation per guide. No product reviews, no generic cybersecurity filler, and no legal-outcome promises.
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When Do You Need a Police Report for Identity Theft?
A local police report can be useful or required in some recovery situations, but it is not the same document as an FTC Identity Theft Report.
8–12 min readRead guide →
Debt Collector Contacting You About Identity-Theft Debt: What to Do
If a collector contacts you about identity-theft debt, verify the collector, preserve the validation notice, dispute in writing, and document the theft.
10–13 min readRead guide →
Unemployment Benefits Filed in Your Name: How to Report Identity Fraud
An unexpected unemployment claim, debit card, or 1099-G can mean your identity was used for benefits fraud. Report it to the issuing state and preserve the tax record.
10–13 min readRead guide →
New Mobile Phone Account Opened in Your Name: What to Do
How to respond when identity thieves use your information to open a cellular account or device line you did not authorize.
9–12 min readRead guide →
Utility Account Opened in Your Name: How to Respond to Identity Theft
Steps for a fraudulent electric, water, cable, or similar service account that appears after your identity information is stolen.
9–12 min readRead guide →
Identity-Theft Account Sent to Collections: How to Dispute It
A documentation-first approach when a debt collector contacts you about an account created through identity theft.
10–13 min readRead guide →
A Lender Says You Opened an Account You Never Applied For: What to Do
A step-by-step response when a bank, lender, or creditor confirms a new account that you did not authorize.
9–12 min readRead guide →
How to Request Transaction or Application Records After Identity Theft
How identity-theft victims can ask a business for documents tied to fraudulent accounts or transactions and keep the request organized.
9–12 min readRead guide →
What Records to Keep During Identity Theft Recovery
A practical incident-file system for breach notices, calls, disputes, confirmations, and evidence without turning recovery into a pile of screenshots.
8–11 min readRead guide →
Fraudulent Auto Loan or Lease in Your Name: What to Do
How to respond when a vehicle loan or lease appears after identity theft, including lender records, credit reports, and downstream collection risks.
10–13 min readRead guide →